NetWorth Explained (“NetWorthExplained.com”, “NWE”, “we”, “our”, or “us”) has developed this privacy policy to outline what data we collect and how we use and disclose such information.
For the purposes of our website, a cookie is a file containing an identifier (a string of letters and numbers) that is sent by a web server to a web browser and is stored by the browser. The identifier is then sent back to the server each time the browser requests a page from the server. Cookies may be either "persistent" cookies or "session" cookies: a persistent cookie will be stored by a web browser and will remain valid until its set expiry date, unless deleted by the user before the expiry date; a session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.
Cookies do not typically contain any information that personally identifies a user, but personal information that we store about you may be linked to the information stored in and obtained from cookies. We use cookies for the following purposes:
a. Authentication: we use cookies to identify you when you visit our website and as you navigate our website
b. Status: we use cookies to help us determine if you are logged into our website
c. Personalization: we use cookies to store information about your preferences and to personalize the website for you
d. Security: we use cookies as an element of the security measures used to protect user accounts, including preventing the fraudulent use of login credentials and to protect our website and related services
e. Advertising: we use cookies to help us display advertisements that will be relevant to you
f. Analysis: we use cookies to help us analyze the use and performance of our website and related services
We use Google Analytics to analyze the use of our website. Google Analytics gathers information about the use of our website through browser cookies. The information gathered relating to our website is used to create reports about the use of our website. You can review Google's privacy policy at https://www.google.com/policies/privacy/.
Most browsers enable you to decline cookies and delete cookies. The methods for doing so vary from browser to browser, and from version to version. For your convenience, you may obtain information about blocking and deleting cookies through these links:
a. Google Chrome https://support.google.com/chrome/answer/95647?hl=en
b. Mozilla Firefox https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences
c. Opera http://www.opera.com/help/tutorials/security/cookies/
d. Internet Explorer https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies
e. Safari https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac
f. Microsoft Edge https://privacy.microsoft.com/en-us/windows-10-microsoft-edge-and-privacy
Please note that blocking cookies may have a negative impact on the functions of many websites, including NetWorth Explained. Some features of our website may not be available to you. These links may change over time and are not guaranteed to be up-to-date.
By using NetWorthExplained.com, you consent to the use of such cookies and the sharing of data captured by such cookies with Google, and our other third-party partners. You can view, delete, or add interest categories associated with your browser at https://adssettings.google.com. You may also opt-out of the network cookie using those settings or using the Network Advertising Initiative's multi-cookie opt-out mechanism at http://optout.networkadvertising.org. However, these opt-out mechanisms themselves use cookies, and if you clear the cookies from your browser your opt-out will not be maintained.
This website is affiliated with Google AdSense for the purposes of placing advertising on the website, and Google will collect and use certain data for advertising purposes. To learn more about Google's data usage, visit https://www.google.com/policies/privacy/.
We may collect your email address, but only if you voluntarily provide it to us. This may occur, for example, if you sign up to receive an email newsletter, or enter a promotion. We will use your email address for the purposes for which you provided it to us, and also from time to time to send you emails regarding the website or other products or services that we believe may be of interest to you. You may opt-out of such email communications at any time by clicking the “unsubscribe” link at the bottom of the email.
By entering your email address, you agree to Google's reCAPTCHA service, and Google's terms and conditions and privacy policy. You acknowledge and understand that the reCAPTCHA API works by collecting hardware and software information, such as device and application data, and sending these data to Google for analysis. The information collected in connection with your use of the service will be used for improving reCAPTCHA and for general security purposes. It will not be used for personalized advertising by Google.
We may collect other information from you when you register with our website in order to use various features. Such information could include your name, birthday, postal code, screen name, and password (if applicable). As you use NetWorth Explained, we could collect other data that you provide voluntarily (such as comments that you post).
We may collect information about you through other methods, including research surveys, social media platforms, verification services, data services, as well as public sources. We may also use third parties to provide the functionality to allow you to register for the website, in which case the third party will also have access to your information. We may use your personally-identifying information for a variety of our internal business purposes, such as creating a better user experience for our website, diagnosing and troubleshooting malfunctions on the website, better understanding how our website is used, and making personalized recommendations to you.
We may process information relating to transactions, including purchases of goods and services, that you submit to us (“Transactional Data"). The Transactional Data may include your contact information, your credit card details, and transaction details. The transaction data may be processed for the purpose of supplying the purchased goods and services and keeping proper records of those transactions. Payment processing on our website is handled by our payment services providers, Stripe and Paypal.
We will share transaction data with our payment services providers only to the extent necessary for the purposes of processing your payments, refunding such payments, and dealing with complaints and inquiries relating to such payments and refunds. You can find information about the payment services providers' privacy policies and practices at https://stripe.com/privacy and https://www.paypal.com/us/webapps/mpp/ua/privacy-full
In the event that the website or substantially all of its assets is sold or disposed of as a going concern, whether by merger, sale of assets or otherwise, or in the event of an insolvency, bankruptcy or receivership, the information we have collected about you may be one of the assets sold or merged in connection with that transaction.
We may change this privacy policy from time to time. The most recent version of the privacy policy will always be available on NetWorthExplained.com. We may revise and update this privacy policy if our practices change, as technology changes, or as we add new services or change existing ones.
We may make any material changes to our privacy policy or how we handle your personal information at any time without prior notice. By using our website or services, you are deemed to consent to our privacy policy.
