These terms and conditions govern your use of NetWorth Explained (“
NetWorthExplained.com”, “NWE”, “we”, “our”, or “us”). By registering on the site or by visiting, browsing, or using the NetWorth Explained website in any way, you (“user” or “you”) accept these Terms and Conditions (the “Terms”, or “Terms of Use”) in full, which forms a binding agreement between you and NetWorth Explained.
NetWorth Explained has the right to revise or updates these terms and conditions at will and without notice. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. It is your responsibility to ensure you are familiar with the latest version of our terms and conditions.
NetWorth Explained may transfer, sub-contract or otherwise deal with the owner’s rights and/or obligations under these terms and conditions without notifying you or obtaining your consent. You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
These terms set forth legally binding terms and conditions that govern your use of the service. By accessing or using the site or service, you are accepting these terms (on behalf of yourself or the entity that you represent), all applicable laws and regulations, and you represent and warrant that you have the right, authority, and capacity to enter into these terms (on behalf of yourself or the entity that you represent). You may not access or use the site or service if you are not at least 18 years old (or the age of majority in the jurisdiction from which you are accessing the site or service or are at least 13 years old and have your parent or legal guardian’s consent). If you do not agree with any of these terms, do not use the site or service.
This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of the NetWorth Explained
privacy policy.
1. License to Use Website
1.1. Use of Website
Unless otherwise stated, NetWorth Explained and/or its licensors own the intellectual property rights in the website and material on the website. All materials contained in this website are protected by applicable copyright and trademark law. Subject to the license below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages or other content from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions. You must not:
- Republish material from this website (including republication on another website)
- Sell, rent or sub-license material from the website
- Show any material from the website in public
- Scrape data from our website in any shape or form
- Reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose
- Edit or otherwise modify any material on the website
- Redistribute material from this website except for such content expressly granted permission to do so
1.2. Account Creation
In order to use certain features of the Service, you may have to register for an account (“Account”) and provide certain information about yourself. You represent and warrant that: (a) all registration information you submit is truthful and accurate, and (b) you will maintain the accuracy of such information. You agree that all account information you provide is governed by our Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy. Our
Privacy Policy forms a part of these Terms. NetWorth Explained may suspend or terminate your Account at any time.
2. Acceptable Use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or in relation to this website without the express written consent from the owner of NetWorth Explained.
You must not use this website to transmit or send unsolicited commercial communications. You must not use this website for any purposes related to marketing without the express written consent from the owner of NetWorth Explained.
2.1 Use License
a. Permission is granted to temporarily download one copy of the materials (information or software) on NetWorth Explained’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
i. modify or copy the materials;
ii. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
iii. attempt to decompile or reverse engineer any software contained on NetWorth Explained’s website;
iv. remove any copyright or other proprietary notations from the materials; or
v. transfer the materials to another person or “mirror” the materials on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by NetWorthExplained.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Restricted Access
Access to certain areas of this website is restricted. NetWorth Explained reserves the right to restrict access to other areas of this website, or indeed this entire website, at the owner's discretion.
If NetWorth Explained provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential. NetWorth Explained may disable your user ID and password in the owner’s sole discretion without notice or explanation.
4. User Content
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website for whatever purpose, including but not limited to comments, emails, and contact forms. You grant to NetWorth Explained a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to NetWorth Explained the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or NetWorth Explained or a third party (in each case under any applicable law). You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
NetWorth Explained reserves the right to edit or remove any material submitted to this website, or stored on it’s supporting servers, or hosted or published upon this website for any reason. Notwithstanding, the owner’s rights under these terms and conditions in relation to user content, NetWorth Explained does not undertake to monitor the submission of such content to, or the publication of such content on, this website.
5. Payments and Fees
As consideration for any purchase you make on the NetWorthExplained.com, you shall pay NetWorth Explained all applicable fees and taxes. We (or our third-party payment processor) shall authorize your credit card, bank account, or other approved payment facility you provided during the registration process for the full payment of the fees and any applicable taxes, and you hereby consent to the same.
You must provide current, complete, and accurate billing and credit card information. You must promptly update all billing information (such as billing address, card number, and expiration date) to keep your account current, complete, and accurate, and you must promptly contact us if your credit card is lost or stolen, or if you become aware of a potential breach of account security (such as an unauthorized disclosure or use of your sign-in name or password). You hereby authorize NetWorth Explained to obtain or determine updated or replacement expiration dates for your credit card in the event that the credit card you provided us expires.
We reserve the right to charge any renewal card issued to you to the same extent as the expired card. We also reserve the right to cancel any purchases at any time. In certain instances, the issuer of your credit card may charge you a foreign transaction fee or related charges, which you will be responsible to pay. You are advised to check with your bank and credit card issuer for details.
6. No Warranties
This website is provided “as is” without any representations or warranties, express or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, NetWorth Explained does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site. NetWorth Explained makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, NetWorth Explained does not warrant that:
- This website will be constantly available, or available at all; or
- The information on this website is complete, true, accurate or non-misleading.
- The information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.
The materials appearing on NetWorth Explained’s website could include technical, typographical, or photographic errors. NetWorthExplained.com does not warrant that any of the materials on its website are accurate, complete, or current. We may make changes to the materials contained on its website at any time without notice. We do not, however, make any commitment to update the materials.
7. Limitations of Liability
In no event will NetWorth Explained be liable to you (whether under the law of contract, the law of torts or otherwise) in relation to the contents of, or use of, suggestions of, personal opinion of or otherwise in connection with, this website, including but not limited to:
- To the extent that the website is provided free-of-charge, for any direct loss;
- For any indirect, special or consequential loss; or
- For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if NetWorth Explained or its authorized representative has been notified orally or in writing of the possibility of such damage or potential loss. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you. If any provision of this website disclaimer is or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
NetWorthExplained.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by NetWorth Explained of the site. Use of any such linked website is at the user’s own risk.
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit, and nothing in this website disclaimer will exclude or limit the owner’s liability in respect of any matters which it would be illegal or unlawful for NetWorth Explained to exclude or limit, or to attempt or purport to exclude or limit, its liability.
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, do not use the site.
8. Other Parties
You accept that NetWorth Explained has an interest in limiting the personal liability of itself and its employees. You agree that you will not bring any claim personally against the owner, officers or employees in respect of any losses you suffer in connection with the website.
Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect the owner, officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as NetWorth Explained.
9. Indemnity
You hereby indemnify NetWorth Explained and undertake to keep NetWorth Explained indemnified against any losses, damages, costs, liabilities, and expenses (including without limitation legal expenses and any amounts paid by NetWorth Explained to a third party in settlement of a claim or dispute on the advice of the owner’s legal advisers) incurred or suffered by NetWorth Explained arising out of any breach by you of any provision of these terms and conditions, or arising out of any claim that you have breached any provision of these terms and conditions.
10. Breaches of These Terms of Use
Without prejudice to the owner’s other rights under these terms and conditions, if you breach these terms and conditions in any way (including and not limited to disruptive behavior, discriminatory behavior, profane language, etc), NetWorth Explained may take such action as it deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
11. Non Sequitur
If you are a sentient being reading this, you are encouraged but not obliged to:
- Follow us on Twitter @NWExplained
- Send us a tweet explaining why you are reading our terms and conditions, and introduce yourself if you are an intelligent form of life not from the planet Earth
Section seven and nine of these terms of use apply.
12. Entire Agreement
These terms and conditions, together with the
privacy policy and other policy pages, constitute the entire agreement between you and NetWorth Explained in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
NetWorthExplained.com may revise these terms of use for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise. Any references to third party products, rates, or websites are subject to change without notice. It is your responsibility to conduct due diligence before participating in any third party offers. Compensation may impact how, where and in what order certain content or products appear.
13. Law and Jurisdiction
These terms and conditions will be governed by and construed in accordance with the state of California, and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of California.
Any claim relating to NetWorth Explained shall be governed by the laws of the State of California without regard to its conflict of law provisions.
